Wednesday, October 28, 2009

Driveway Question.

Today we had a homework check on that driveway on the question that we have been working on for the last few classes. The main idea for the question was to change the feet into cubic yards and so on. There are two methods one using gravel and concrete and the second one using curshed limestone , sand , paving stone. We had to find the cost of each materials. 1 cubic yard =27 cubic feet.

Sunday, October 18, 2009

Friday Morning Pop Quiz

Just want i wanted on a firday morning a personal finance quiz. But thankfully it was not worth marks!! It was more of in class questions .. Oh how teachers can put pure horror into their poor innocent students by just say two words "POP QUIZ"!!
But i hate to admit it actually helped. I think it work us all up.. Mr. Max must have google how to scar your grade 12 students into doing personal finance questions..

Wednesday, October 14, 2009

Templates

Today we ran through templates:Excel Spreadsheets. So there are 3 things that go hand in hand with that they are:
  1. Net Work:Statment(spreedsheet)
  2. Debt Equity Ratio (Calculation)
  3. G.D.S.R.=Gross Debt Service Ratio(Calculation)
Measures of Financial "Heath"

Network=total asset(own) - Total liabilities(owe)
***Net worth can be negative, and is dynamic, throughout ones life***

Debt Equity Ratio= DxE =(total liabilities-mortgage) divided by network x 100
***Most desirable DxE ratio is 0%****

G.D.S.R=(monthly rent/mortgage+ monthly taxes+ monthly heat) divided by gross household monthly salary x 100
Then we went through a question with the class. This stuff is really good to know for when going into the world and when i have to deal all this good stuff. .

Wednesday, October 7, 2009

Unit 3, Personal Finance

Okay so today we are learning personal finance. BIG IDEA use a machine answer complicated money problems.
TVM SOLVER EXCEL WEB APPLETS
So the idea of this all is to figure out the finances for purchasing something.
appreciates-worth more later depreciates- worth less later.
Mr. Max will be handing out some practice questions.

Monday Oct 7th

Today we didn't have class we had post secondary day! A bunch of schools came and try to convince us to come to their school. They all are the same..

Friday, October 2, 2009

Unit 2, Sequences , Oct 2nd

Today we just worked on thoes questions. They are due on monday so thats whats for homework.

Unit 2, Sequences, Oct 1st

We were given 10 questions and had to do 5 of them. hopeful the questions will help me understand it better.

Thursday, October 1, 2009

Unit 2, Sequences

Today we went trhough the other two ways to solve the problems.. The other two ways was shodor and swquence mode. Shodor is a program on the computer to solve the question. Sequence Mode is on the calculator. I am not sure what way i will use to figure them out..